**NEWS RELEASE OFFICE OF DISASTER RECOVERY & RESILIENCE**
**Release Date:** September 25, 2025
**Contact:** [email protected]
**Release Number:** 25-645, AL 21318
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**SBA Provides Disaster Assistance to Small Businesses and Nonprofits in Alabama Affected by Heavy Rainfall**
**Low-interest disaster loans now accessible**
In a significant announcement from Washington, the U.S. Small Business Administration (SBA) has unveiled the availability of low-interest federal disaster loans aimed at supporting small businesses and private nonprofit organizations in Alabama that have experienced economic setbacks due to excessive rainfall between May 1 and June 30, 2025.
The disaster declaration encompasses a wide range of counties in Alabama, including Barbour, Blount, Bullock, Calhoun, Chambers, Cherokee, Chilton, Clay, Cleburne, Colbert, Coosa, Cullman, Dekalb, Elmore, Etowah, Fayette, Franklin, Jackson, Jefferson, Lamar, Lauderdale, Lawrence, Lee, Limestone, Macon, Madison, Marion, Marshall, Montgomery, Morgan, Randolph, Russell, Shelby, St. Clair, Talladega, Tallapoosa, Tuscaloosa, Walker, and Winston. Additionally, it extends to counties in neighboring states: Carroll, Chattahoochee, Chattooga, Dade, Floyd, Haralson, Harris, Muscogee, Polk, Stewart, Troup, and Walker in Georgia; Itawamba, Monroe, and Tishomingo in Mississippi; and Franklin, Giles, Lincoln, and Marion in Tennessee.
The SBA’s Economic Injury Disaster Loan (EIDL) program is now open to eligible small businesses, small agricultural cooperatives, nurseries, and private nonprofits that have faced financial losses directly tied to this disaster. However, it is important to note that agricultural producers, farmers, and ranchers are not eligible for these loans, with the exception of aquaculture operations.
These EIDLs are designed to assist with working capital needs arising from the disaster and are available even to those small businesses and nonprofits that did not incur physical damage. The funds can be utilized for various purposes, including paying fixed debts, covering payroll, settling accounts payable, and addressing other expenses that may have gone unpaid due to the disaster’s impact.
Chris Stallings, associate administrator of the Office of Disaster Recovery and Res